Mothers of America Declaration and Open Letter to President Obama

Whereas:    Our country has not experienced a foreclosure epidemic of the magnitude that we Mothers of America are currently experiencing since the Great Depression;

Whereas:    The numerous and widespread atrocities committed against our families and our homes by the unconscionable practices of banks and mortgage servicers is well-documented;



Whereas:     Banks and mortgage servicers have not negotiated with the Mothers of America, the public and our families have in a good faith manner, in order to resolve the financial dilemmas that the banks created with adjustable rate interest, additional hidden fees, unreasonable increases in escrow account monies, exuberant fees, imposed legal fees, document search fees, drive by home inspection fees, forced placed insurance policies;

Whereas:    Banks and mortgage servicers have pursued foreclosure actions against the Mothers of America, the public and our families, while simultaneously falsely making many Mothers of America believe they were on track for a loan modification, thus putting countless families on the “dual tracking system”;

Whereas:   Banks and mortgage servicers have deprived the Mothers of America, the public and our families’ opportunities to cure any delinquencies prior to the commencement of foreclosure actions; 

Whereas:  Banks and mortgage servicers have commenced forced foreclosure proceedings without proper and adequate notice thus violating the due process of American Mothers, the public and our families;

Whereas: Banks and mortgage servicers have not negotiated with the Mothers of America, the public, our families in a good faith manner in order to resolve the financial dilemma that the banks created with adjustable rate interest, additional fees, unreasonable increases in escrow account monies exacerbate late fees, imposed legal fees, document search fees, drive by home inspection…;

Whereas:    Attorneys for the banks and mortgage servicers have improperly commenced foreclosure actions on fraudulently created documents frequently rubber stamped by “robosigners;  
 

Therefore Be It Resolved:      We the Mothers of America due hereby respectfully request our President execute an Emergency Proclamation ordering financial institutions, banks and mortgage servicers to immediately cease and desist filing of any new foreclosure actions and place a moratorium on all pre-foreclosure actions, as well as pending foreclosure actions; and that this Presidential proclamation include a moratorium on all sales of foreclosed homes in process; and that this Presidential proclamation include ordering the financial institutions, banks and mortgage servicers to provide homeowners  with clean title without encumbrances or liens on their properties.    

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Occupy Fights Foreclosures, affiliated with OccupyLA, stands up against the nationwide foreclosure crisis. We support, educate and empower homeowners at risk to save their homes from fraudulent foreclosure.