Home Defense Emergency at the Lucero's


February 21, 2014

The Lucero family has been served with a writ of possession by Deutsche Bank. Deutsche Bank has not owned this property for over a year.

Occupy Fights Foreclosures is standing with the Lucero family as they refuse to leave. This is a wrongful foreclosure and just another example of the type of abuse that homeowners have had to endure.

Deutsche bank is a foreign bank. Deutsche bank has been in the news as recently as December in another big money settlement with Freddie Mac and Fannie Mae over mortgage securities fraud, yet homeowners like the Lucero family are still getting pushed out of their homes.

As Senator Marcy Kaptur advised citizens not to leave their homes. We are not leaving. We are standing with the Lucero family and demanding justice for the people.

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[Video from today]: 

Press Conference:

Lean on me sing-along: 

[Photos from today]:

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Occupy Fights Foreclosure's Response to the State of the Union 2014

(written collaboratively by Occupy Fights Foreclosures participants)

President Obama gave his annual state of the union address and, as expected, little to no mention was made of the housing crisis or the massive corporate fraud that created the worst recession since the Great Depression of the 1930’s.
His speech was considerably upbeat and positive. If we weren’t aware of the precarious and arbitrary condition of our state’s housing sector, which has been propped-up by international financial institutions, then perhaps we would feel content and hopeful. However, our reaction was anything but content. The President’s claims of all around improvement in recent years we see as hyperbole.

 “And here are the results of your efforts: the lowest unemployment rate in over five years; a rebounding housing market -- (applause) -- a manufacturing sector that's adding jobs for the first time since the 1990s -- (applause) -- more oil produced -- more oil produced at home than we buy from the rest of the world, the first time that's happened in nearly twenty years -- (applause) -- our deficits cut by more than half; and for the first time -- (applause) -- for the first time in over a decade, business leaders around the world have declared that China is no longer the world's number one place to invest; America is.” 

There is still a great divide between the America that President Obama describes, and the real America we experience every day. His speech contains stark contradictions that need to be explored further, such as:

 “Today, after four years of economic growth, corporate profits and stock prices have rarely been higher, and those at the top have never done better. But average wages have barely budged. Inequality has deepened. Upward mobility has stalled. The cold, hard fact is that even in the midst of recovery, too many Americans are working more than ever just to get by; let alone to get ahead. And too many still aren't working at all.” 

We cannot help but feel that President Obama is completely out-of-touch with the realities thrust onto middle-class Americans. The cold, hard fact is we cannot continue to move forward if we continue to ignore the massive white-collar crimes being overlooked by our legislatures. 

Nothing will change until we hold these professional criminals accountable for their massive extortion of the American people. As evidence of the continued injustice, multi-billion dollar compensation and bonuses continue to be given to the Wall Street CEOs who caused the global crisis, who were in charge as the known massive fraud schemes were in full swing.
Where do we as homeowners fit into the mosaic of hope and optimism for the bright future if we aren't even addressed in the state of the union address? With only one sentence in the speech addressing the housing market, it would appear to outsiders that we Americans are taking it on the chin, pulling ourselves up by our boot straps, with a proud far away look at the horizon in our eyes. The truth is, most of us are bone tired and in despair about our current financial situations. We despair for how we will provide for our families. We despair for how we will keep the homes into which we've invested all of our hard work, money and aspirations.
Our President did not even mention the massive settlements for fraud and the fallout of fraudulent foreclosures that were created in its wake. He did not mention how Ocwen Loan Servicing was the latest institution to make a paltry settlement of 2.1 billion dollars for mortgage fraud abuse, with another empty promise to help homeowners with the settlement. 

Then there is the 13.5 billion dollar settlement agreed to by JPMorgan Chase for fraud that William K. Black, professor of law and economics and former bank fraud investigator, calls "epic in scale, unprecedented in world history." Cuomo and Schneiderman are already arguing over how the settlement money will be spent: whether to allocate the money to homeowners or to fill in the state budget.

Obama was not shy about how well off corporations are doing, yet the massive amount of settlements and lawsuits over the past 5 years serve as a testimony that corporations' ‘health’ is NOT due to good business practices.
In President Obama’s speech, he talks about helping Americans save for retirement. Yet how many retirement funds have lost money due to the massive fraud of Mortgage Backed Securities? Where is his outrage, where is his action there? Our government has already spent the Social Security investment millions of Americans have invested believing that it would help us in our retirement years, and now our congressional leaders are calling it an “entitlement” program.

 “Let's do more to help Americans save for retirement. Today most workers don't have a pension. A Social Security check often isn't enough on its own. And while the stock market has doubled over the last five years, that doesn't help folks who don't have a 401(k). That's why tomorrow I will direct the Treasury to create a new way for working Americans to start their own retirement savings: MyRA. It's a -- it's a new savings bond that encourages folks to build a nest egg.”

We don't need help saving. We need justice to put in jail the people running the institutions who've defrauded millions of Americans of their life savings.

Where is the hope for homeowners? Day after day we see bank CEOs getting obscene pay raises and bonuses while simultaneously destroying our justice system, land records, retirement funds and communities, home after home. We see billions of "settlement" dollars trying to paper over decades of abuse, fraud, theft, Ponzi investment schemes, rigging LIBOR, rigging of currency exchanges and decimating so many lives right in front of our eyes.

Where is the DOJ? Where is the accountability to the entire public? Where are the admissions of guilt?
Occupy Fights Foreclosures takes the position that President Obama needs to do far more to restore fundamental trust of Americans. We do not need yet another program that attempts to mitigate the inevitable outcomes of this fraud. If we do not see him closing the loopholes that allow TBTF corporations to continue to operate on their present level of fraud, we do not have trust.

If we do not close the loopholes, what will keep these corporations from stealing the value of the new savings bonds, also? What will stop them from creating the next fraud-based bubble of lease-backed securities whereby enormous multinational private equity firms such as Blackstone become our landlords, renting the houses they've stolen with fabricated paperwork back to the families they've stolen them from?

The stock market has not doubled because of good business practices. Certainly, it is not something for our nation to brag about, but rather to hang our heads in shame that we have allowed the exploitation of the American middle-class in order to line the pockets of the ultra-wealthy perpetrators of our economic crisis.
Following the presidential address, the Republican rebuttal was executed in a fireside chat style, reminiscent of the 1950s. No fire in the fireplace though, perhaps a symbolic ode to their lack of direction. However, there was nothing addressed that wasn't already covered in the SOTU speech — no real suggestions on how to alleviate our current depression, which has been the most avoided term, to no surprise. As usual, there was the same rhetoric about the "American dream” rebranded in prayer, and old fashioned cheery Shirley Temple-esque attempts to fill us with meaningless content and encouragement.
Without justice, we are shipwrecked. We are rudderless. Watching the SOTU address was like watching the big gala on the cruise ship knowing we are drifting further and further out to sea. Our attempts at raising the alarm to change course and initiate real rescue feel so futile these days as more and more of us are being left behind.

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OFF statement: CA State Bar Reinstates Siringoringo While Dozens of New Victims File Complaints Against Him

Who:     Attorney Stephen Siringoringo, CA State Bar, Judge Richard Honn, Homeowners

What:    Judge Richard Honn reinstates attorney Stephen L. Siringoringo's licence to practice law

When:   October 8th, 2013 

California State Bar Court Judge Richard Honn reverses decison and reinstates attorney Stephen L. Siringoringo's license while dozens of new victims file complaints against the attorney.

The judge who said that Stephen Siringoringo's conduct posed substantial harm to his clients
and to the public reverses decision and moves to reinstate his license. Even as dozens
of new victims surge and while the attorney ignores court order to properly handle files,
the judge allows atty Siringoringo to continue to practice law.

Occupy Fights Foreclosures statement regarding
Judge Richard Honn decision to reinstate
Stephen Siringoringo license to practice law
in the State of California:

Los Angeles - 10/11/13 -  It has just been reported that attorney Stephen L. Siringoringo, formerly deemed ineligible to practice law on July 26, 2013 by the California State Bar, has been reinstated by the California State Bar.  He is once again eligible to practice law in the State of California.

         The State Bar court judge Richard Honn wrote in his decision that Stephen Siringoringo’s conduct posed substantial harm to his clients or the public and has caused irreparable injury to the public. Judge Honn’s decision was based on mountains of evidence presented to him showing that Stephen Siringoringo had illegally charged unsuspecting homeowners up-front fees for loan modification services.  Siringoringo has been accused of charging for files that were never completed or submitted to the banks and by defrauding unsuspecting homeowners by willingly and knowingly promising loan modifications to clients that were otherwise not eligible for modification. The judge is fully aware of hundreds of additional complaints to the State Bar and additional charges filed by the California State Bar against Stephen Siringoringo. Nevertheless, judge Richard Honn has decided, on an appeal, to reinstate his license.

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WHO: Victims of Siringoringo Law Firm fraud, Occupy Fights Foreclosures

WHAT: Press Conference to demand help for homeowners who have been defrauded by Siringoringo Law Firm.

WHERE: 300 S. Spring St. Los Angeles, CA 90013 (in front of AG Kamala Harris' office)

WHEN: Wednesday, August 7, 2013 at 10:00 A.M.

OCCUPY FIGHTS FORECLOSURES is taking a stand to defend homeowners from being victimized once again and calling upon the State Attorney General and State Bar to place a moratorium on foreclosures for those victimized by Siringoringo Law Firm.

LOS ANGELES – August 7th, 2013—, Occupy Fights Foreclosures (OFF) and defrauded homeowners call on AG Kamala Harris to conduct criminal investigation and prosecution of Siringoringo Law Firm. The AG's office must declare an immediate moratorium on all foreclosures of families defrauded by Sringoringo. OFF will be making an announcement of where and how Siringoringo victims can receive free legal help and compensation through the Client Security Fund program. 


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O.F.F. List of Demands Regarding Siringoringo Malpractice

Occupy Fights Foreclosures is calling on the State Bar of California to meet the following demands:

  • To provide information to the general public on how to identify malpractice by fraudulent attorneys.
  • To step in and provide information and resources to the victims of attorney malpractice.
  • To make available immediate resources including: referrals to pro-bono attorneys and forms to apply for The Client Security Fund.
  • Eliminate all the “red-tape” and make funds available to all who have suffered irreparable damages.
  • To hold members of the State Bar of California accountable for ignoring the complaints of consumers regarding fraudulent attorneys.
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#J13: Blow The Whistle on Bank of America

Occupy Fights Foreclosures would like to invite you this July 13th to rally and raise awareness on the recent revelations by former Bank of America employees who were told by Bank of America to lie and push homeowners into illegal foreclosure. Upon pushing homeowners into foreclosure, Bank of America would employees a gift card or a $500 bonus for their job "well done".

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Orange County Sheriffs Evict Family of Stage Four Cancer Patient Without Notice and in Violation of a Court Order


WHO: Occupy Fights Foreclosures

WHAT: Stage four cancer patient and family evicted, after no notice, in violation of a court order, by Orange County Sheriffs. Sheriffs had earlier promised family they would take no action and refer case to the DA after family's attorney showed them the evidence of fabricated mortgage documents

WHERE: 10675 S Orange Park Blvd, Orange, CA





  • Family has to re-home 6 pigmy goats. 

  • Family was not allowed to get cancer medicines or medical documents related to chemo therapy.

  • Sheriffs had earlier promised the family they would take no action after seeing admissions in court of forging notes and bid-rigging and would refer case to the DA

ORANGE COUNTY, June 25, 2013— Orange County Sheriffs today evicted — without notice — the family of a stage four cancer patient with 6 pigmy goats in unincorporated Orange County near Orange, in violation of a court order. 

Days earlier, the same sheriff who was carrying out the eviction, L De Ande, had promised the family no action would be taken, had acknowledged that the entire foreclosure was based on forgery, and had promised to investigate and refer the case to the DA. 

The OC Sheriff's Special Investigations Unit, when contacted, confirmed that no eviction should have taken place because their investigation was not complete. 

The lockout gave cover for the attorney for the foreclosing entity, Jennifer Needs — who created the assignment on the deed of trust and created the LLC that foreclosed on the house — to enter the house and remove boxes of original documents that the family were not able to store because the sheriffs gave no notice. 

The family, Norman and Helen Koshak, has been hit with two major illnesses in the past few years — Norman is recovering from a brain tumor and Helen, owner of a knitting business who grew up on a farm in Michigan, is fighting stage four breast cancer. Because they are vulnerable with medical debt, the family was targeted by predatory "hard-money" lenders who pretended to give them a loan, then forged notes and broke property transfer laws to steal the property. 

The family's attorney, Lenore Albert, has evidence that the entity that foreclosed on the property has no ties to the property, paid the auctioneer to rig bids, forged the note and was told how to forge balloon payment documents by PLM Lender Services, one of the largest loan servicing companies. 


Contact: Lenore Albert, atty for family 714-414-7029

Carlos Marroquin 323-592-4663




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Report: #J22 March Against Wells Fargo

Here comes our fastest raw report on #J22 March Against Wells Fargo MarchMove Your Money Out

1. We rallied in Hollywood at the courner of Hollywood Blvd & Highland Ave. (Caution: One profane obstructionist was around us.) Recording URL:

2. Aztec dancing & Our march (the later half is muted accidentally.) Recording URL:

3. Wells Fargo locked up themselves refused to open the door for us to move our money out! Recording URL:

We awarded Wells Fargo with a Star of Shame:

Recording by PMBeers. Thank you very much!



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Launching a New Campaign against Wells Fargo from June 22nd, 2013

Occupy Fights Foreclosures is launching a series of new campaigns against a major fraudulent bank, Wells Fargo.

ACTION-1: First, we call for every Wells Fargo account holder's participation to move their money out of Wells Fargo into a local community bank or credit union from June 22nd, 2013 and on. This does not only punish Wells Fargo for fraudulently foreclosing tens of thousands of homeowners in California and nationwide but also pressure Wells Fargo to work with homeowners: 

WHY?: This is supposed to be Kamala Harris' job as the California State Attorney General. Yet, when she ignores people's cry for justice, we the people have to do it in the love of our brothers and sisters. Find out more details here: 

ACTION-2: Also, we are going to protest and march on Saturday, June 22nd, 2013 in Hollywood where this cause will receive the highest amount of exposure in Los Angeles. Find out more action details here:

This is a new beginning. Please share far and wide! We look forward to see you all there!

featured in the press: Foreclosure's Harvest of Shame (by Huffington Post)


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Why stay home when you can save a home?
Occupy Fights Foreclosures, affiliated with OccupyLA, stands up against the nationwide foreclosure crisis. We support, educate and empower homeowners at risk to save their homes from fraudulent foreclosure.