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Mothers of America Declaration and Open Letter to President Obama

Whereas:    Our country has not experienced a foreclosure epidemic of the magnitude that we Mothers of America are currently experiencing since the Great Depression;

Whereas:    The numerous and widespread atrocities committed against our families and our homes by the unconscionable practices of banks and mortgage servicers is well-documented;

Whereas:     Banks and mortgage servicers have not negotiated with the Mothers of America, the public and our families have in a good faith manner, in order to resolve the financial dilemmas that the banks created with adjustable rate interest, additional hidden fees, unreasonable increases in escrow account monies, exuberant fees, imposed legal fees, document search fees, drive by home inspection fees, forced placed insurance policies;

Whereas:    Banks and mortgage servicers have pursued foreclosure actions against the Mothers of America, the public and our families, while simultaneously falsely making many Mothers of America believe they were on track for a loan modification, thus putting countless families on the “dual tracking system”;

Whereas:   Banks and mortgage servicers have deprived the Mothers of America, the public and our families’ opportunities to cure any delinquencies prior to the commencement of foreclosure actions;

Whereas:  Banks and mortgage servicers have commenced forced foreclosure proceedings without proper and adequate notice thus violating the due process of American Mothers, the public and our families;

Whereas: Banks and mortgage servicers have not negotiated with the Mothers of America, the public, our families in a good faith manner in order to resolve the financial dilemma that the banks created with adjustable rate interest, additional fees, unreasonable increases in escrow account monies exacerbate late fees, imposed legal fees, document search fees, drive by home inspection…;

Whereas:    Attorneys for the banks and mortgage servicers have improperly commenced foreclosure actions on fraudulently created documents frequently rubber stamped by “robosigners;  
 

Therefore Be It Resolved:      We the Mothers of America due hereby respectfully request our President execute an Emergency Proclamation ordering financial institutions, banks and mortgage servicers to immediately cease and desist filing of any new foreclosure actions and place a moratorium on all pre-foreclosure actions, as well as pending foreclosure actions; and that this Presidential proclamation include a moratorium on all sales of foreclosed homes in process; and that this Presidential proclamation include ordering the financial institutions, banks and mortgage servicers to provide homeowners  with clean title without encumbrances or liens on their properties.    

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MEDIA RELEASE: Mothers United Against Foreclosures Rally Saturday May 10

Moms Fight Back Against Foreclosures Ahead of Mothers’ Day

GARDENA, CA – On Saturday, May 10th at 10:00 AM several dozen mothers will march from the residence of a homeowner fighting eviction to the local branch of Wells Fargo bank (28350 Western Ave., Gardena  90249) for a “Moms Fight Back” rally against the greed and corruption of the banks that continue to fraudulently foreclose on families across the nation.

In advance of the national holiday honoring motherhood, mothers of Los Angeles will hold a rally and press conference to fight back against fraud-closures at the hands of the same corporate financial criminals who caused the worst recession since the Great Depression of the 1930’s. #MomsFightBack #MomsFightForeclosures



Despite the record corporate profits last year, and despite the rosy picture of economic recovery painted by the Obama administration, the average American is still in financial despair. Many of us are still fighting to keep the homes in which we've invested all of our hard work, money and aspirations. Mothers who struggle every day to make ends meet worry about ending up in the streets with their children
.


The moms of America witness bank CEOs getting obscene pay raises and bonuses while simultaneously destroying our justice system, land records, retirement funds and communities, home after home. Mothers are not fooled by billions of settlement dollars trying to paper over decades of abuse, fraud, theft, and the rigging of stock markets, LIBOR, and currency exchanges. Massive white-collar crime has been continuously overlooked by every branch of the U.S. government, and moms are ready to fight back against the corporate fraud that has decimated our standard of living in front of our eyes.



Occupy Fights Foreclosures and #MomsFightForeclosures demand the banks: stop all foreclosures and evictions, provide reasonable loan modifications that include principal reduction, and stop employing tactics to mislead, harass, and intimidate homeowners.



Mothers United Against Foreclosures #MothersDay2014 #MomsFightForeclosures

May 10, 10am
28350 Western Ave., Gardena , CA 90249
(Westmont Plaza Shopping Center)

***STAGING AT Sherry’s House, Tarrasa Dr. (near S. Western Ave. & Redondela Dr.)  in Rancho Palos Verdes @ 9:30AM***

#‎MothersDay2014‬ ‪#‎MomsFightBack‬
‪#‎MomsFightForeclosures‬ ‪#‎MomsFightBanksters‬


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May Day Call for Action Against Wells Fargo's Ongoing Abuses and Corruption

MayDay2014_OFFProtestNotice.jpgFOR IMMEDIATE RELEASE: Wednesday, April 30, 2014
Contact: Carlos Marroquin 323-592-4663

WHAT: #MayDay2014 March to Wells Fargo, 717 W. Olympic Boulevard, Los Angeles to protest the greed, corruption, fraudclosures, and ongoing abuses of Wells Fargo.

WHEN: Thursday, May 1st at 3:00 PM

WHERE: 717 W. Olympic Boulevard, Los Angeles, corner of Olympic & Figueroa

WHY: In solidarity with the National Day of Action against Wells Fargo (held in the end of April) Occupy Fights Foreclosures calls on allies in Southern California to join this #MayDay2014 protest in downtown Los Angeles. If we do not keep taking to the streets, the big banks will be able to convince everybody that things are just fine. We make the banksters uncomfortable when we show up on their doorstep, and it is important to keep the pressure on and let them know we haven’t forgotten their crimes against the people!
Customers are supposed to be served, not strip-mined.

RALLY & PROTEST OUTSIDE WELLS FARGO, MAY 1

Citizens Outraged Over Bank Crimes, Fraud-closures, and Ongoing Corruption

LOS ANGLES, CA – On Thursday, May 1st at 3:00 PM hundreds of outraged homeowner advocates will march to Wells Fargo, 717 W. Olympic Boulevard, Los Angeles to protest the greed, corruption, fraudclosures, and ongoing abuses of Wells Fargo.

In solidarity with the National Day of Action against Wells Fargo (held in the end of April) Occupy Fights Foreclosures calls on allies in Southern California to join this #MayDay2014 protest in downtown Los Angeles. 

As announced at the Occupy Los Angeles General Assembly on April 23, “If we do not keep taking to the streets, the big banks will be able to convince everybody that things are just fine. We make the banksters uncomfortable when we show up on their doorstep, and it is important to keep the pressure on and let them know we haven’t forgotten their crimes against the people!”

In California, people are outraged at the mere $220 million of the nearly $2 billion “Keep Your Home California” funds which have been distributed help homeowners since the program was launched in 2011. America’s largest mortgage servicer also just recently lost the battle to keep its “Wells Fargo Home Mortgage Foreclosure Attorney Procedure Manual” out of New York federal court. The controversial book contains procedures for fabricating foreclosure papers on demand.

Wells Fargo moved their annual general meeting (being held this week) to a secluded resort in San Antonio with a heavy security presence to avoid the protests that have become commonplace at their meetings. In years past, proceedings were interrupted with calls for John Stumpf to be doing jail time for "racist lending." Protesters were escorted out of meetings chiding investors for their predatory crimes against hard-working everyday people. 

Occupy demands delivered to Wells Fargo locations in 20 cities around the country include: stop all foreclosures and evictions, provide reasonable loan modifications that include principal reduction, and stop employing tactics to mislead, harass, and intimidate homeowners.

We must impress upon Wells Fargo that it would be better to work with their customers than hide from them. Let’s tell them we are tired of their shady business practices. Join Occupy Fights Foreclosures and numerous other affinity groups on the corner of Figueroa & Olympic to tell Wells Fargo it is time to come out of the shadows and do the right thing. Customers are supposed to be served, not strip-mined.

Occupy #‎WellsFargo #‎MayDay2014
May 1, 3pm
717 West Olympic Blvd, Los Angeles CA 90015
(Corner of Olympic and Figueroa, across street from Staples Center)
***STAGING AT BROADWAY AND OLYMPIC, 2PM***


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Permlink | Facebook Event

 

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Home Defense Emergency at the Lucero's

MEDIA ADVISORY

February 21, 2014

The Lucero family has been served with a writ of possession by Deutsche Bank. Deutsche Bank has not owned this property for over a year.

Occupy Fights Foreclosures is standing with the Lucero family as they refuse to leave. This is a wrongful foreclosure and just another example of the type of abuse that homeowners have had to endure.

Deutsche bank is a foreign bank. Deutsche bank has been in the news as recently as December in another big money settlement with Freddie Mac and Fannie Mae over mortgage securities fraud, yet homeowners like the Lucero family are still getting pushed out of their homes.

As Senator Marcy Kaptur advised citizens not to leave their homes. We are not leaving. We are standing with the Lucero family and demanding justice for the people.


Download this Media Advisory

[Video from today]: 

Press Conference: http://www.facebook.com/photo.php?v=10202385316908064

Lean on me sing-along: http://www.facebook.com/photo.php?v=706025622782790 

[Photos from today]:

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Occupy Fights Foreclosure's Response to the State of the Union 2014

(written collaboratively by Occupy Fights Foreclosures participants)

President Obama gave his annual state of the union address and, as expected, little to no mention was made of the housing crisis or the massive corporate fraud that created the worst recession since the Great Depression of the 1930’s.
 
His speech was considerably upbeat and positive. If we weren’t aware of the precarious and arbitrary condition of our state’s housing sector, which has been propped-up by international financial institutions, then perhaps we would feel content and hopeful. However, our reaction was anything but content. The President’s claims of all around improvement in recent years we see as hyperbole.


 “And here are the results of your efforts: the lowest unemployment rate in over five years; a rebounding housing market -- (applause) -- a manufacturing sector that's adding jobs for the first time since the 1990s -- (applause) -- more oil produced -- more oil produced at home than we buy from the rest of the world, the first time that's happened in nearly twenty years -- (applause) -- our deficits cut by more than half; and for the first time -- (applause) -- for the first time in over a decade, business leaders around the world have declared that China is no longer the world's number one place to invest; America is.” 


There is still a great divide between the America that President Obama describes, and the real America we experience every day. His speech contains stark contradictions that need to be explored further, such as:


 “Today, after four years of economic growth, corporate profits and stock prices have rarely been higher, and those at the top have never done better. But average wages have barely budged. Inequality has deepened. Upward mobility has stalled. The cold, hard fact is that even in the midst of recovery, too many Americans are working more than ever just to get by; let alone to get ahead. And too many still aren't working at all.” 


We cannot help but feel that President Obama is completely out-of-touch with the realities thrust onto middle-class Americans. The cold, hard fact is we cannot continue to move forward if we continue to ignore the massive white-collar crimes being overlooked by our legislatures. 

Nothing will change until we hold these professional criminals accountable for their massive extortion of the American people. As evidence of the continued injustice, multi-billion dollar compensation and bonuses continue to be given to the Wall Street CEOs who caused the global crisis, who were in charge as the known massive fraud schemes were in full swing.
 
Where do we as homeowners fit into the mosaic of hope and optimism for the bright future if we aren't even addressed in the state of the union address? With only one sentence in the speech addressing the housing market, it would appear to outsiders that we Americans are taking it on the chin, pulling ourselves up by our boot straps, with a proud far away look at the horizon in our eyes. The truth is, most of us are bone tired and in despair about our current financial situations. We despair for how we will provide for our families. We despair for how we will keep the homes into which we've invested all of our hard work, money and aspirations.
 
Our President did not even mention the massive settlements for fraud and the fallout of fraudulent foreclosures that were created in its wake. He did not mention how Ocwen Loan Servicing was the latest institution to make a paltry settlement of 2.1 billion dollars for mortgage fraud abuse, with another empty promise to help homeowners with the settlement. 

Then there is the 13.5 billion dollar settlement agreed to by JPMorgan Chase for fraud that William K. Black, professor of law and economics and former bank fraud investigator, calls "epic in scale, unprecedented in world history." Cuomo and Schneiderman are already arguing over how the settlement money will be spent: whether to allocate the money to homeowners or to fill in the state budget.

Obama was not shy about how well off corporations are doing, yet the massive amount of settlements and lawsuits over the past 5 years serve as a testimony that corporations' ‘health’ is NOT due to good business practices.
 
In President Obama’s speech, he talks about helping Americans save for retirement. Yet how many retirement funds have lost money due to the massive fraud of Mortgage Backed Securities? Where is his outrage, where is his action there? Our government has already spent the Social Security investment millions of Americans have invested believing that it would help us in our retirement years, and now our congressional leaders are calling it an “entitlement” program.


 “Let's do more to help Americans save for retirement. Today most workers don't have a pension. A Social Security check often isn't enough on its own. And while the stock market has doubled over the last five years, that doesn't help folks who don't have a 401(k). That's why tomorrow I will direct the Treasury to create a new way for working Americans to start their own retirement savings: MyRA. It's a -- it's a new savings bond that encourages folks to build a nest egg.”

We don't need help saving. We need justice to put in jail the people running the institutions who've defrauded millions of Americans of their life savings.

Where is the hope for homeowners? Day after day we see bank CEOs getting obscene pay raises and bonuses while simultaneously destroying our justice system, land records, retirement funds and communities, home after home. We see billions of "settlement" dollars trying to paper over decades of abuse, fraud, theft, Ponzi investment schemes, rigging LIBOR, rigging of currency exchanges and decimating so many lives right in front of our eyes.

Where is the DOJ? Where is the accountability to the entire public? Where are the admissions of guilt?
 
Occupy Fights Foreclosures takes the position that President Obama needs to do far more to restore fundamental trust of Americans. We do not need yet another program that attempts to mitigate the inevitable outcomes of this fraud. If we do not see him closing the loopholes that allow TBTF corporations to continue to operate on their present level of fraud, we do not have trust.

If we do not close the loopholes, what will keep these corporations from stealing the value of the new savings bonds, also? What will stop them from creating the next fraud-based bubble of lease-backed securities whereby enormous multinational private equity firms such as Blackstone become our landlords, renting the houses they've stolen with fabricated paperwork back to the families they've stolen them from?

The stock market has not doubled because of good business practices. Certainly, it is not something for our nation to brag about, but rather to hang our heads in shame that we have allowed the exploitation of the American middle-class in order to line the pockets of the ultra-wealthy perpetrators of our economic crisis.
 
Following the presidential address, the Republican rebuttal was executed in a fireside chat style, reminiscent of the 1950s. No fire in the fireplace though, perhaps a symbolic ode to their lack of direction. However, there was nothing addressed that wasn't already covered in the SOTU speech — no real suggestions on how to alleviate our current depression, which has been the most avoided term, to no surprise. As usual, there was the same rhetoric about the "American dream” rebranded in prayer, and old fashioned cheery Shirley Temple-esque attempts to fill us with meaningless content and encouragement.
 
Without justice, we are shipwrecked. We are rudderless. Watching the SOTU address was like watching the big gala on the cruise ship knowing we are drifting further and further out to sea. Our attempts at raising the alarm to change course and initiate real rescue feel so futile these days as more and more of us are being left behind.

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OFF statement: CA State Bar Reinstates Siringoringo While Dozens of New Victims File Complaints Against Him

PRESS RELEASE
IMMEDIATE RELEASE
Who:     Attorney Stephen Siringoringo, CA State Bar, Judge Richard Honn, Homeowners

What:    Judge Richard Honn reinstates attorney Stephen L. Siringoringo's licence to practice law

When:   October 8th, 2013 

California State Bar Court Judge Richard Honn reverses decison and reinstates attorney Stephen L. Siringoringo's license while dozens of new victims file complaints against the attorney.

The judge who said that Stephen Siringoringo's conduct posed substantial harm to his clients
and to the public reverses decision and moves to reinstate his license. Even as dozens
of new victims surge and while the attorney ignores court order to properly handle files,
the judge allows atty Siringoringo to continue to practice law.

Occupy Fights Foreclosures statement regarding
Judge Richard Honn decision to reinstate
Stephen Siringoringo license to practice law
in the State of California:

Los Angeles - 10/11/13 -  It has just been reported that attorney Stephen L. Siringoringo, formerly deemed ineligible to practice law on July 26, 2013 by the California State Bar, has been reinstated by the California State Bar.  He is once again eligible to practice law in the State of California.

         The State Bar court judge Richard Honn wrote in his decision that Stephen Siringoringo’s conduct posed substantial harm to his clients or the public and has caused irreparable injury to the public. Judge Honn’s decision was based on mountains of evidence presented to him showing that Stephen Siringoringo had illegally charged unsuspecting homeowners up-front fees for loan modification services.  Siringoringo has been accused of charging for files that were never completed or submitted to the banks and by defrauding unsuspecting homeowners by willingly and knowingly promising loan modifications to clients that were otherwise not eligible for modification. The judge is fully aware of hundreds of additional complaints to the State Bar and additional charges filed by the California State Bar against Stephen Siringoringo. Nevertheless, judge Richard Honn has decided, on an appeal, to reinstate his license.

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RESOURCES FOR SIRINGORINGO LAW FIRM FRAUD VICTIMS

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SIRINGORINGO MALPRACTICE VICTIMS HOST PRESS CONFERENCE

PRESS RELEASE

FOR IMMEDIATE RELEASE

WHO: Victims of Siringoringo Law Firm fraud, Occupy Fights Foreclosures

WHAT: Press Conference to demand help for homeowners who have been defrauded by Siringoringo Law Firm.

WHERE: 300 S. Spring St. Los Angeles, CA 90013 (in front of AG Kamala Harris' office)

WHEN: Wednesday, August 7, 2013 at 10:00 A.M.

OCCUPY FIGHTS FORECLOSURES is taking a stand to defend homeowners from being victimized once again and calling upon the State Attorney General and State Bar to place a moratorium on foreclosures for those victimized by Siringoringo Law Firm.

LOS ANGELES – August 7th, 2013—, Occupy Fights Foreclosures (OFF) and defrauded homeowners call on AG Kamala Harris to conduct criminal investigation and prosecution of Siringoringo Law Firm. The AG's office must declare an immediate moratorium on all foreclosures of families defrauded by Sringoringo. OFF will be making an announcement of where and how Siringoringo victims can receive free legal help and compensation through the Client Security Fund program. 

 

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O.F.F. List of Demands Regarding Siringoringo Malpractice

Occupy Fights Foreclosures is calling on the State Bar of California to meet the following demands:

  • To provide information to the general public on how to identify malpractice by fraudulent attorneys.
  • To step in and provide information and resources to the victims of attorney malpractice.
  • To make available immediate resources including: referrals to pro-bono attorneys and forms to apply for The Client Security Fund.
  • Eliminate all the “red-tape” and make funds available to all who have suffered irreparable damages.
  • To hold members of the State Bar of California accountable for ignoring the complaints of consumers regarding fraudulent attorneys.
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#J13: Blow The Whistle on Bank of America

Occupy Fights Foreclosures would like to invite you this July 13th to rally and raise awareness on the recent revelations by former Bank of America employees who were told by Bank of America to lie and push homeowners into illegal foreclosure. Upon pushing homeowners into foreclosure, Bank of America would employees a gift card or a $500 bonus for their job "well done".

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Why stay home when you can save a home?
Occupy Fights Foreclosures, affiliated with OccupyLA, stands up against the nationwide foreclosure crisis. We support, educate and empower homeowners at risk to save their homes from fraudulent foreclosure.